How we work
Every mandate is led personally by our Founder and Managing Director, with a panel of several hundred lenders and funders behind it.
The four-step process
From first conversation to completion
Diagnose
Tell us about the deal
A short conversation about the business, what you need and when. We tell you early whether it is fundable and what it will take.
Structure
We match the market
We run your requirement across our panel of several hundred lenders and funders and shortlist those most likely to invest.
Place
Terms and structure
We secure indicative terms, structure the facility around your goals and prepare the pack lenders want to see.
Manage
Completion
We manage the process through to drawdown, keeping you informed throughout.
Debt finance, structured around your goals.
We match each requirement across several hundred lenders and funders to find the facility that fits. Debt is the core of what we do, and acquisitions are where we do our best work.
What it could look like
Choose the finance, move the sliders, then tell us who you are. We will come back within one working day with the real options.
Why AMAI
A broker that works for the borrower.
Whole of market
A panel of several hundred lenders and funders, from high-street and challenger banks to specialist and private credit funds, with individual facilities to £50 million and beyond. Your deal is matched on its merits across the whole market, not on relationships alone.
Acquisition specialists
Mergers, acquisitions and management buyouts are our focus, with the bridging, development, commercial mortgage, asset, invoice and working-capital finance around them, structured around your goals.
Accountant-led
Your financials are reviewed by a practice-trained accountant with lending experience: someone who has prepared accounts, restructured businesses and taken deals through credit committee. Every case is prepared the way a lender will assess it, so the questions are answered before they are asked.
On your side
We work for the borrower, not the lender, and we are paid to get you the right outcome.
NACFB Assured
Held to the association's Code of Practice, with professional indemnity cover and transparent commission.
Managed to drawdown
Lender questions, valuations and legal work are managed by us, not left to you, with a straight answer at every stage.
Deal management as a service
Lender meetings are won or lost in the first ten minutes. We make sure the first ten minutes go well.
A deal is not a document. It is a process, and a process that benefits, materially, from being managed by someone who has sat on every side of the table.
Before a client walks into a lender meeting, we prepare the pitch. We brief on what to expect, what to lead with, which questions to anticipate, and which subjects to step away from. Where a forecast needs strengthening before submission, we surface the weakness early. Where a structure needs adjusting to match a lender’s appetite, we adjust before it reaches the credit committee.
This is the part of the process that decides the outcome. It is the part AMAI Capital was built around.
A network built over a career
Our lender relationships span acquisition finance, property and development funding, business finance, asset finance and invoice finance. They include high-street names, challenger banks, specialist credit funds and private credit, alongside a network of sub-broker partners covering niche asset classes, from aviation and marine through to commercial fleet and bespoke equipment.
The panel is not published and individual relationships are not named. The discretion is part of how it has been built, and part of why it continues to function.